Plan with Juan — Family Coverage Check (Apple Design Test)
· FREE Family Coverage Check for Filipino Parents

You've been meaning to figure this out. Finally, here's where you start.

Find out exactly how much life insurance your family needs in 2 minutes, for free. Then claim a free personalized 1-on-1 Family Coverage Review — the best next step for Filipino families who want clarity without pressure.

📩 Results sent right after 100% Free Step 1 of 2
Juan Fernandez

Hi, I'm Juan 🤚
Licensed planner and first-time dad.
I made this quiz for Filipino parents.

Client Client Client Client Client
Join 250+ families already protected

Something shifts when
you become a parent.

Most parents aren't avoiding financial planning. Marami lang talaga tayong inaasikaso. Between work and family, nakaka-overwhelm na minsan kung ano ang uunahin.

I built this quiz to help you get past the decision fatigue. It's a 2-minute tool to help you identify the one thing you should focus on right now, giving you a clear starting point for your finances. I've been doing this since 2017, and this is the question I wish every Filipino parent had a simple answer to.

From zero clarity to
fully informed, in 2 steps.

1
Step 1 — Free

Take the 2-Minute Family Coverage Check

Answer a few simple questions about your family's situation.

  • Reflect on your current financial situation
  • Better understand helpful financial concepts
  • Get a snapshot page right after, plus a full report in your email
2
Step 2 — Free

Claim Your Free Coverage Review Session

Professional guidance based on your personalized report.

  • Personalized guidance based on your real numbers
  • No pressure, no pushing. You decide on your own terms
  • Leave knowing exactly where your family stands

Walk away knowing exactly how much protection your family needs, what it covers, and options that fit your situation and budget. No jargon, no pressure.

Cases I've worked with.

Stories from real families I've had the privilege of working with.

OFW Father OFW Father

"Gusto ko padin ma-fully paid ang bahay kahit di na ko nagtatrabaho."

He'd been working abroad for years, paying the mortgage from overseas. His kids were still in school. His wife was a full-time homemaker. Everything depended on him.

The situation: He was an OFW father paying for the family home. His kids were still in school and his wife didn't work. If he stopped sending money for any reason, everything stops with him.

What we found: His existing coverage was a basic group life plan from his employer abroad. Nowhere near enough to cover the remaining mortgage, car loan, and a small business loan back home.

What changed: We built a plan that settled all outstanding balances and still left his family with income replacement. He said it was the first time a plan matched what he was really worried about.

— Juan

Confused CPA Confused CPA

"Parang hindi na-explain ng agent ko 'to sa akin."

She had a policy for years, but she got it because her officemate had the same one. She wasn't sure if it was actually designed for her.

The situation: She didn't call me to buy something new. She just wanted someone to explain what she was actually paying for. Her agent was unreachable and she'd been paying premiums for years without understanding the plan.

What we found: Everything in her current policy was death-related. She had zero critical illness coverage. As a CPA in her 30s, the bigger risk wasn't death. It was getting seriously sick and not being able to work.

What changed: We went through her policy together with no agenda, no pressure. About a year later she came back and we did it right.

— Juan

HR Mom HR Mom · Sandwich Generation

"Ayaw kong maranasan ng mga anak ko 'yung hirap namin sa parents namin."

She was raising two kids and supporting her aging parents at the same time. Most of her savings went to her parents' healthcare.

The situation: An HR professional stretched across two households. Her parents' medical bills were a recurring drain on her savings. She'd seen firsthand what it costs a family when there's no coverage.

What we found: No critical illness plan, no income protection for herself. If she got sick, both households would be in crisis. She'd been putting off insurance because she genuinely thought there was no room in the budget.

What changed: We found a plan that covered what mattered most at a premium that actually fit her budget. She said it felt like finally doing something for herself.

— Juan

IT Couple IT Couple · First-Time Buyers

"Yung ibang nakausap ko, may quotation kaagad."

They'd both talked to agents before. Both times, a proposal was ready before they finished explaining their situation. They came to me skeptical, and that was fair.

The situation: An IT couple, dual income, no kids yet — and every agent they'd spoken to led with a product. They left those conversations more confused than when they started.

What we found: What they needed looked nothing like what they'd been quoted before. Their incomes were different, their risk exposure was different, and their goals didn't match a one-size-fits-all plan.

What changed: We built separate plans for each of them. They said it was the first time a financial planning conversation felt like it was actually about them.

— Juan

Juan Fernandez — Licensed Financial Planner

Hey, I'm Juan.

Licensed Financial Planner · FWD Life Philippines

I'm a government-licensed financial planner — serving 250+ families since 2017, mostly parents like you.

Before this, I worked in IT as a software tester. That background shaped how I work: I'm detail-oriented, I anticipate problems before they happen, and I make sure nothing slips through the cracks when it comes to your coverage.

I keep things simple — no jargon, no pushy selling. Just honest guidance, like a trusted friend who happens to know insurance. I listen first before recommending anything.

FWD Life Philippines Licensed Financial Planner First-Time Dad, 2026 Former IT Professional
250+Families Served
2017Doing This Since
100%No Pressure

Four things every Filipino
parent deserves to have.

This isn't just a quiz. It's the starting point that most families never get.

💡

Clarity

You'll know exactly how much coverage your family needs. No more guessing, no more putting it off because it feels complicated.

🧭

Confidence

You'll understand what you're paying for, or what you're missing, before sitting down with anyone. No more feeling lost in the conversation.

📋

A Real Starting Point

Not a generic quote. A plan that starts with your actual situation, your income, your family's goals. Built around you, not a template.

🕊️

Peace of Mind

Knowing your family is protected, or knowing exactly what to do next. Either way, you leave with an answer instead of another thing to worry about.

Your questions,
answered.

Is this actually free?+

Yes, libre lang magtake nung quiz. Your personalized report will be sent to your email — walang hidden charges, walang obligation.

What happens after I complete the check?+

You get a clearer picture of your current financial situation, plus a free coverage review session with me. We can schedule it whenever you're ready.

I'm not ready to buy anything yet. Is this still useful?+

Most of the people I work with had the same thought. They took the quiz, understood their situation — and by the time they were ready to start something, they already knew what they needed.

Will I get a sales pitch on the review session?+

I'm a financial planner, not a quota-chasing agent. You decide on your own terms — walang pressure from my side.

The longer you wait,
the more it costs you.

Every time you set this aside, these three things quietly work against you:

  • Your health today may not qualify for the same rates tomorrow.
  • The coverage your family actually need only widens as your family grows

The best time to get clarity was yesterday.
The second best time is right now.

Take the Free
Family Coverage Check

Get 2 weeks of research done in 2 minutes.
Find out exactly where your family stands, for free.

Results sent to your email right after